Bower has been based at the Ongar Business Centre (OBC) in Ongar since 2011. As multi-award winning equity release specialists, they offer impartial equity release advice face-to-face, to homeowners aged over 55, across the UK. As members of the Equity Release Council, Bower abide by best practice and are fully authorised and regulated by the Financial Conduct Authority (FCA).

Bower are a regular “What Mortgage” and industry award winner whilst verified testimonials show their dedication to exceptional customer service. Bower are also proud to be one of the first companies to win the prestigious Feefo Platinum Trusted Service Award, in 2020.

Bower's move to the Ongar Business Centre

Bower began operating in 2006 as Bower Mortgage Company, focused on advising and arranging mortgages and protection policies. Later that year, they expanded their services to offer advice on equity release and moved from their small offices in Brentwood to a much larger space at Ongar Business Centre in 2011.

Bower’s CEO, Geoff Charles, grew up just fifteen minutes from Ongar Business Centre’s location in Ongar, in the village Havering-atte-Bower. The word “bower” can mean shelter or protection, which is exactly what the company aims to provide to its customers. Being so close to where it all began, Ongar Business Centre seemed like a perfect location that was also local for existing staff.

How Bower has benefited from their move

Bower has expanded from a handful of staff in their small office in Brentwood to adding teams of staff at their much larger head office at OBC. Core departments include a Customer Service Centre and dedicated staff in IT, Compliance, Finance, Operations and Marketing.

In 2016, Bower grew its services by launching Bower Private Clients and Bower Partnerships. Bower has carried on steadily growing; going from county-wide to nationwide and now have experienced highly qualified professional advisers in all parts of the UK, including Scotland, Wales, and Northern Ireland.

Awards and initiatives

Over the years, Bower has received numerous annual awards for the best equity release advice, voted for by both the public and their industry partners.

As the company has grown, they have been able to launch initiatives to help reward and give back to their customers and to organise charity events to support organisations such as Pancreatic Cancer and The Silver Line. 2020 sees the launch of an online hub of information to help customers start living the way they want. For more information about Bower, visit

See here for more information about Bower Retirement.

About the Ongar Business Centre

The Ongar Business Centre (OBC) is a business incubation space in Ongar. It offers a range of accessible office spaces and conference rooms to provide supportive and conducive environments for start-ups and early stage businesses growing their businesses.

Hundreds of individuals, start-ups and early-stage businesses have taken their first steps on the road to success at OBC. The Ongar Business Centre aims to support and promote entrepreneurship, particularly with companies who incorporate elements of innovation in their business.

See here for more information about the Ongar Business Centre.